Refinancing your home loan can be one of the most effective ways to take control of your finances. Whether you’re chasing a lower rate, looking to renovate, or simply want a loan that better fits your lifestyle, Artisan Finance makes the process simple and transparent.

We’ll review your current loan, compare options from our panel of trusted lenders, and guide you through every step from application to settlement. Our goal is to help you save money, reduce stress, and ensure your home loan is still working for you.

Why Australians Choose to Refinance

Lower Your Interest Rate

Reduce your repayments and save thousands over the life of your loan by securing a more competitive rate.

Access Your Equity

Use the value built up in your home to fund renovations, investments, or other financial goals.

Consolidate Your Debt

Simplify your finances by rolling high-interest debts like credit cards or personal loans into one manageable home loan.

Update Your Loan Features

Switch to a loan with better features such as offset accounts, redraw facilities, or flexible repayment options that suit your lifestyle.

Home Loan Health Check

Do You Need a Home Loan Health Check?

If it’s been a while since you reviewed your mortgage, chances are your loan could be doing more for you. With changing rates, new products, and evolving financial goals, even a small adjustment could make a big difference.

An Artisan Finance home loan health check is quick, easy, and completely free. We’ll assess your current loan, show you what’s possible, and help you decide whether refinancing could be the right move.

Get in touch today to see how much you could save.

Tools to Help You Plan

Take the guesswork out of refinancing with our free online tools. These calculators help you compare loans, estimate repayments, and understand your potential savings before you make a move.

Refinance Savings Calculator

See how much you could save by switching to a better rate.

Extra Repayments Calculator

Find out how making additional payments could shorten your loan term.

Borrowing Power Calculator

Discover what your new loan could look like with your current income and goals.

Helping Australians Secure

$1B+ in Loans

Mortgage Expertise

for 40+ Years

Customers Successfully Financed

30,000+

Talk to a Mortgage Expert Today

Office

1 Macquarie Pl, Sydney NSW 2000

Contact

contact@artisanfinance.com.au

Open Hours

Monday to Friday: 8:30am – 5:30pm

Frequently Asked Questions: Refinancing

Common Questions From Refinancers. Need more assistance?

Most homeowners review their loan every few years or when rates shift. It’s also worth checking if your loan still fits your goals. Get a free home loan health check with Artisan Finance to see if now’s the right time to refinance.

Common reasons include securing a lower rate, consolidating debts, accessing equity for renovations or investments, or switching to a loan with better features.

Refinancing could help you save on monthly repayments, pay off your loan sooner, or free up funds for other priorities. Even a small rate change can add up to thousands in savings over time.

It starts with a simple chat. We’ll assess your current loan, compare lender options, and manage the process from start to finish – making your refinance easy and stress-free.

Our service is completely free, and while some lenders may charge small fees like discharge or settlement costs, these are often outweighed by the savings from a better rate. We’ll always explain any potential costs upfront so there are no surprises.

Rates vary depending on your lender, loan type, and financial profile. Our brokers work across a wide panel of banks and non-bank lenders to find the most competitive rates available for your situation.

Other home loans.

First Home Buyers

Guidance, grants, and great rates to get you into your first home faster.

Read more

Investment Loans

Tailored structures to help you maximise returns and grow your property portfolio.

Read more

SMSF Lending

Secure, compliant finance for property investments through your Self-Managed Super Fund.

Read more